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Health & Group Benefits
Our Health & Group benefits include:
We also have Core Health & Group benefits available to employees at no cost.
Medical
We offer you two deductible medical options, High Deductible (EPChoice) or $700 (EPStandard). Prescription drug and mental health & substance abuse coverage is included under our plans. Coverage is effective immediately upon hire.
A component of the EPChoice option is a Health Savings Account (HSA). If eligible, in addition to El Paso’s annual contribution of $1,000, you can make personal pre-tax contributions to the HSA that can be used to pay for qualified health expenses. You must open an HSA with El Paso’s designated trustee before contributions can be made. The HSA is portable, and balances roll over from one year to the next.
Choose Well is El Paso’s wellness program. Choose Well offers you incentives and rewards that encourage you to live a healthier lifestyle! Participation is voluntary.
Dental
We offer two dental options:
Non-Network Option
- Basic care - 80% after a $75 deductible
- Major care - 50% after a $75 deductible
- Preventive care (exams, cleanings, and X-rays) - 100% of reasonable and customary charges with no deductible
- $1,250 maximum annual benefit per person
Network Option
- The dental HMO option does not have a deductible but has a schedule of benefits requiring co-payments
- You select a primary dentist who will be responsible for coordinating all your dental care under the dental HMO
- The dental HMO offers orthodontia coverage
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Vision
Our vision program covers a portion of vision care expenses, including exams, glasses, and contact lenses. Services can be provided by a network or by a non-network provider. If you use the network provider, the plan pays a greater benefit.
Life Insurance/Accidental Death & Dismemberment (AD&D)
We provide basic life and basic AD&D insurance coverage equal to your annual base pay at no cost to you. You may
purchase supplemental life and supplemental AD&D insurance coverage for yourself and your family.
To learn more about El Paso’s benefits, review our Summary Plan Descriptions at www.elpaso.com/spd.
Long-Term Disability (LTD)
You are eligible for LTD coverage which pays 50% of monthly base pay (when combined with disability income from other sources). You may pay to increase your protection to 60% of monthly base pay with pre-tax deductions.
Paid-Time-Off (PTO) Bank
Based on your eligible years of service, PTO days can be used as personal days or vacation days. New hires are immediately eligible for 15 days per year (prorated from date of hire).
Sick Leave Bank
You receive 40 hours of sick leave per year. New hires receive sick leave hours prorated based on quarter hired.
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Extended Illness Bank (EIB)
An EIB of 130 workdays or 1,040 hours (including holidays) is available for you to use if you become disabled, or if you have an extended illness or a qualifying FMLA leave.
Flexible Spending Accounts (FSA)
We offer three FSAs that allow you to make pre-tax contributions to use for reimbursement of eligible expenses.
- The Health Care Select Account helps pay for unreimbursed health care expenses.
- The Dependent Day Care Select Account helps pay for family care expenses.
- The Pre-Tax Parking Account helps pay for your parking expenses.
Core Benefits
These core health and group benefits are available to
employees at no cost.
- Medical – Employee only coverage (non-tobacco user) – EPChoice option (High Deductible) – with a $1,000 company contribution to a Health
Savings Account
- Basic life insurance – one times annual base pay
- Long Term Disability (LTD) – 50% of monthly base pay
- Basic Accidental Death & Dismemberment (AD&D) – one times annual base pay
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This information is intended as a general overview only and does not provide complete details on any of the described benefits or programs. This information is not intended to create contractual obligations on the part of El Paso Corporation, or its subsidiaries, officers, or directors. More comprehensive information is available in the Summary Plan Descriptions and Plan documents. You can find El Paso's Summary Plan Descriptions on www.elpaso.com/SPD. If there are discrepancies between this information and the plan documents of El Paso, the plan documents will govern. El Paso reserves the right to amend or withdraw any of its programs described herein at any time without prior notice. |
